01323 648000 or 
0818 333 742 
Insurance for Residents Associations
Whether you have formed a Residents Association, Management Company or Resident Company Limited by guarantee you need to consider the protection of those volunteers who have put themselves forward as Directors, Residents Committee Members, Trustees, Officers or Chairpersons.
Types of exposures and cover for Residents Associations
A Residents Association Insurance will cover for defence against a number of allegations and if a director or resident association committee member/s was found to be neglectful of their duties, damages would be awarded. (The policy will not respond to fines, penalties and punitive or exemplary charges).
The types of exposure possible are :
- Health & Safety – fire safety, electrical and mechanical equipment checks
- Insolvency Act (wrongful trading)
- Companies Act 2006, being the latest which mainly came into force in October 2008
- Disability Discrimination Act
- Employment Equality (Age) Regulations 2006 (Ageism)
- Dishonesty to fellow directors
- Failure to supervise
- Racial and sexual discrimination
- EU directives and regulations
The types of cover available are :
- Wrongful Act – where any actual or alleged wrongful act or omission by a committee member, directors or officers individually or collectively.
- Libel & Slander
- Errors & Omissions
- Safety & Emergency Regulation
- Discrimination
- Dishonesty of fellow directors
Other Resident Assocaition Insurances we offer
We are also able to offer the following residents association insurances :
- Public Liability
- Employers Liability
- Building Insurance
- Property Owners Liability
- Engineering Insurance
Thank you for your enquiry for Residents Associations Insurance. Please bear in mind that the information you send is confidential and will only be used for the purpose of obtaining quotes from the insurance market. If you have any further questions regarding your Residents Associations Insurance requirements please call our brokering team on 01323 648000
